Loans available up to £25,000

Cheque available in 24 hours with Bank of Scotland’s optional courier service. There is a fee of £45 for this service, delivery may take longer for weekend applications or in outlying areas, this is payable one month before your first monthly repayment. Loans are only available to UK residents aged 21 years or over. Joint applications are available. Certain purposes of loan may be excluded or have limited repayment periods. Bank of Scotland subscribes to the Banking Code – copies are available on request. With Creditcare Silver, your monthly loan repayments (up to £1,500 per month) can be covered should you be unable to work due to redundancy, accident or sickness. Also, if you die the outstanding balance up to £50,000 could be cleared. Fixed term Fixed APR No repayments for the first 3 months Instant decision for the majority of customers. No administration fees. You do not need to be a Bank of Scotland customer to apply.